House hunting in Mumbai


So some couple of months ago we, me and wife, decided to get a house of our own in Mumbai. If you are following the realty market in Mumbai, buying a house in Mumbai, with the right price, right views, right locality etc. is like going on wild goose chase. Looking at the prices of the apartments that are listed, makes me wonder – there is way too much money with a lot of people and only we seem don’t seem to have enough. A lot of places where we have seen the apartments, builders and agents have asked us “how much black (cash) we would be paying”? I look at them and wonder – do they think two working professionals with normal jobs would have 10-15 lakh rupees in cash? At such times, our normal answer is we would not prefer to pay anything in cash. However, the cost of flats in Mumbai has seriously sky rocketed. While searching, we realized that there is a concept of carpet area – what is the usable space in the house, and sale able area – includes usable space in the house, plus lobby space in the building, garden etc. and the builders actually charge as per the sale able area. The difference between sale able area and carpet area is usually between 35% to 40%. Basically the cost of the flat increases by 40%. Builders also charge floor rise usually between range of Rs. 35 to Rs. 50 – i.e. every increase in the floor rise would cost Rs. 50 per sq. feet more.

In far suburbs of Mumbai like Borivali, Kandivali, a 1 Bed Room Hall Kitchen (BHK) would easily cost around 65 to 70 lakhs and a 2 bhk could cost anywhere from 80 lakhs to 1.5 crore. We decided to check out areas like Vasai and Virar which are farther north and the rates there are much lower. 1 BHK in Vasai & Virar would cost around 27 lakhs, while a 2 BHK would cost around 35-40 lakhs max. However, the size of the rooms that we saw left lot to be desired. The apartments were match box sized. Hardly any space to have any furniture. Living in an apartment where we have windows on 3 sides and no building surrounding us with super spacious rooms, moving into such rooms was simply not acceptable to us.

Mumbai has everything for everyone, one just needs to keep searching and find it. So far we have not been able to find something that fits what we are looking for. But the chase is still on and the adventure continues. Mumbai – I know will not disappoint me.

kandivalinds16hc

Entrepreneurship


It’s been a while since I have posted anything on the blog. Even now while I am writing this, I  dont know what to write about. Since last few days, I have been bitten by the entrepreneurship bug. Have been reading books on startups, how people have turned their lives around while pursuing their dreams and their challenges and their failures. It is quite fascinating how people with come up with simple ideas and turn them around to create an empire. What I have learned from these stories is that there is no such thing as the right time. Any time you begin is the right time. 

Tum hi ho


Heard this wonderful song after a long time.

Hum Tere Bin Ab Reh Nahi Sakte

Tere Bina Kya Wajood Mera
Hum Tere Bin Ab Reh Nahi Sakte
Tere Bina Kya Wajood Mera
Tujhse Juda Agar Ho Jaenge
To Khud Se Hi Ho Jaenge Juda

Kyuki Tum Hi Ho
Ab Tum Hi Ho
Zindagi Ab Tum Hi Ho
Chain Bhi Mera Dard Bhi
Meri Aashiqui Ab Tum Hi Ho

Tera Mera Rishta Hai Kaisa
Ek Pal Dur Gawara Nahi
Tere Liye Her Roz Hai Jeete
Tujko Diya Mera Waqt Sabhi
Koi Lamha Mera Na Ho Tere Bina
Her Sans Pe Naam Tera

Kyuki Tum Hi Ho
Ab Tum Hi Ho
Zindagi Ab Tum Hi Ho
Chain Bhi Mera Dard Bhi
Meri Aashiqui Ab Tum Hi Ho

Kyuki Tum Hi Ho
Ab Tum Hi Ho
Meri Aashiqui Ab Tum Hi Ho

Tum Hi Ho
Tum Hi Ho O Oooo Oo

Tere Liye Hi Jiya Mein
Khud Ko Jo Yun De Diya Hai
Teri Wafa Ne Mujhko Sambhala
Sare Ghumo Ko Dil Se Nikala

Tere Saath Mera Hai Nasseeb Juda
Tujhe Pa Ke Adhura Na Raha

Hmmm

Kyuki Tum Hi Ho
Ab Tum Hi Ho
Meri Aashiqui Ab Tum Hi Ho
Chain Bhi Mera Dard Bhi
Meri Aashiqui Ab Tum Hi Ho

Kyuki Tum Hi Ho
Ab Tum Hi Ho
Zindagi Ab Tum Hi Ho
Chain Bhi Mera Dard Bhi
Meri Aashiqui Ab Tum Hi Ho

Help for donation!!


I have signed up with The Akansha Foundation which helps educate children from low income families. I will be running the half marathon and try to raise as much funds as possible for them. Please find my donation page below:
http://www.unitedwaymumbai.org/2318-akshaydvarma.htm

All the money donated would go to The Akansha Foundation. Would request you to help donate in whatever possible manner. Any donation will go a long way in helping these kids change their lives.

Watch what you pay for


I was in Pune recently – my post on solo bike trip is available here – and decided to fill petrol at the Bharat Petroleum fuel station just outside the main entrance of the Magarpatta City. The bike already had some fuel in it, however, as I was traveling to Chincholi Morachi next morning and from there to Mumbai, I wanted to be safe than sorry and hence decided to completely fill up the tank. The below is the conversation between me and the fuel station attendant:

Me: Fill up the tank pls

Petrol attendant: ok

At Rs. 200, the attendant suddenly stops filling the tank

Me: What happened? The tank is not full yet.

Attendant: Sir, there is already petrol in it and it is full now.

Me: It is not full yet as I know how much capacity my fuel tank has, so pls fill it up.

Attendant: OK. 

As the meter neared Rs. 500, I asked him to round it up at Rs. 500 and stop. I handover my credit card to him for payment. He swipes the card for Rs. 700 and comes back. I look at the receipt and was lost.  I asked him:

Me: How come you have swiped the card for Rs. 700, while I have only filled the tank for Rs. 500?

Attendant: No sir, we filled the tank for Rs. 700 only, earlier we stopped at Rs. 200 and then we added Rs. 500 worth more of petrol.

Me: No, we filled total Rs. 500 worth of fuel and not Rs. 700. I asked you to stop at Rs. 500 and then handed you the credit card.

At this point, he reiterated the same sentence written a couple of lines above. At this point, I was really angry and raised my voice.

Me: I am not paying you Rs. 700 and need to speak with your supervisor.

Attendant: Sir, I am saying it was Rs. 700 only.

Me: Sorry, pls call your supervisor.

The man reluctantly calls his supervisor. I explain him what has transpired and he calmly asks the attendant to handover Rs. 200 in cash, post which I signed the receipt and left.

I came home and mentioned the incident to my friend. He told me this is very common in Pune and most likely the guy ahead of you must have filled fuel worth Rs. 200 and this guy was trying to earn extra by passing that charge also on to you.  I then realized the guy ahead of me had actually filled fuel worth Rs. 200. It was a good thing that I was alert else those guys would have cheated me. I am surprised people don’t pay attention to such things while filling up the cars or bikes. Well next time when I am in Pune, I am going to be extra careful while fueling up and mostly pay cash to avoid such issues.

Bharat_Petroleum

Bike trip to Pune


Last week I did a solo bike trip from Mumbai to Pune taking the Mulshi dam route. I started from Borivali, Mumbai at around 645am on my Yamaha R15. The best part of riding in early morning is the fresh and cold crisp air which hits your face and obviously less vehicles on the road. It took me approx. an hour and 15 mins to reach Panvel where I took my first halt and had a cup of chai. Post chai, started my journey on NH-4 towards Lonavala. Somehow, I like riding on the old Mumbai-Pune highway (NH4). The tar road is virtually pot hole free and it is a dream to ride on. The power of R15 can be felt on such roads. As soon as the bike hit 4th gear, I could feel the engine just going to different level and riding the bike just felt even more pleasurable. Plus the fact that very few vehicles use this road makes it even more enjoyable to ride the bike.

I reached Lonavala and decided to halt for breakfast. I decided to stop at McDonalds assuming that they have better rest room facilities so I could use that and also have decent breakfast.  However as soon as I asked directions for washroom, I was informed that there was no water and restrooms can’t be used. Good thing I carry a hand sanitizer with me. Finished breakfast and decided to explore Lonavala before taking the route to Mulshi lake. While riding on the roads in Lonavala, I realized that state highway roads are much better than the shit we call as roads in Mumbai.  Most of the roads didn’t have a single pothole. I continued on the same road, until I reached a road split. One road goes towards Aamby Valley and another road heads towards Mulshi. Since I wasn’t sure, I decided to ask a local to make sure I was going in the right direction. I was told that the road ahead was bad and I would have to drive very slowly to get to the lake.  At this point in time, I was in two minds, whether to go ahead or turn back and head on NH-4.

I decided to take the road less driven and just like the local person had said, it was a horrible road – full of stones and gravel and mud. I was cursing myself for taking this road and was apologizing to the bike for driving her on such bad roads.  The road passes through forest and there are very few people who use this road. The road was really bad and at many times I was praying for the bike to not break down as that would have left me stranded in the middle of the forest. After riding on this road for about 60 mins, I reached an area where there were a lot of houses being built. This was right behind the Aamby Valley and I suspect there must be some road which would be leading to Aamby Valley. However the best part of the area was there were tar roads. Looking at that road my eyes really lit up. I felt like “ok, I guess the worst roads are over and will have smooth roads going ahead”. I couldn’t have been more wrong. After riding on the nice road for 2-3 mins, I rode on possibly worst road ever. The road was full of stones and mud. Just that. It was really horrible to ride. There were many times where I felt I was going to slip from the bike, but was able to control the bike somehow. I rode for another 20 mins when the road got finally better and I saw the glimpses of the Mulshi Lake. I continued riding on the road and reached the first village which was right by the lakeside. I stopped the bike and got down and took some pictures of the place.

DPP_0013 DPP_0012 DPP_0011 DPP_0009 DPP_0006 DPP_0004

After crossing the village, the road for considerably better and was a pleasure to ride on. There was lake on one side and mountain on another and absolutely not a single soul on the road. I stopped the bike in between at many isolated places and took pictures.  It was a very peaceful drive, just me, bike and birds. I continued on this road until I reach Mulshi village at SH 60. Pune is approx. 45 kms from this intersection. I decided to head towards Pune as I had already been driving for more than 5 hours and was exhausted.  I entered Pune via Warje toll booth and headed towards Magarpatta.

Pune city is a very confusing place to ride in, especially if you are riding in the city for the first time. I feel the entire city has been designed in circles and getting lost can be very easy. I had trusted my GPS to provide the right directions, but unfortunately got lost and was going around in circles for more than 30 mins before finding the right road. While riding in Pune for approx. one hour, I saw the worst bike riders ever. No regard for the traffic signals and riding on foot path is very common.   After riding for approx. 7 hours and approx. 300+ kms, I finally reached my friend’s place in Magarpatta city and decided to call it a day. My shoulders were paining like anything since I was carrying my backpack all throughout the journey. However, the pain was nothing as compared to fun that I had while riding solo all through the trip.

21 Suggestions for Success


I got this in my email box the other day. After going through it, I could connect with the points mentioned here and decided to post it here. These points have been written by H. Jackson Brown, Jr.

  1. Marry the right person. This one decision will determine 90% of your happiness or misery.
  2. Work at something you enjoy and that’s worthy of your time and talent.
  3. Give people more than they expect and do it cheerfully.
  4. Become the most positive and enthusiastic person you know.
  5. Be forgiving of yourself and others.
  6. Be generous.
  7. Have a grateful heart.
  8. Persistence, persistence, persistence.
  9. Discipline yourself to save money on even the most modest salary.
  10. Treat everyone you meet like you want to be treated.
  11. Commit yourself to constant improvement.
  12. Commit yourself to quality.
  13. Understand that happiness is not based on possessions, power or prestige, but on relationships with people you love and respect.
  14. Be loyal.
  15. Be honest.
  16. Be a self-starter.
  17. Be decisive even if it means you’ll sometimes be wrong.
  18. Stop blaming others. Take responsibility for every area of your life.
  19. Be bold and courageous. When you look back on your life, you’ll regret the things you didn’t do more than the ones you did.
  20. Take good care of those you love.
  21. Don’t do anything that wouldn’t make your Mom proud.